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Maria, I specialise in this area and can help you. Firms have multiple bank accounts traditionally to beat cheque clearance times or stay friendly with banks due to panel membership. There is no doubt additional income can be earned but even more importantly you can be protected from a system outage with your primary bank simply by sending money from the secondary bank. ( the contingent bank ) More than happy to have a chat if you want more information. Call me on 07785 503 007. Thanks Paul McCluskey